Business & Contracts
What is Certificate of Insurance?
Roofing Glossary · Business & Contracts
Definition
A document issued by an insurance company or broker verifying that a contractor carries active general liability and workers' compensation insurance policies. Homeowners should always request and verify a COI before work begins. A valid COI lists the insurer, policy numbers, coverage amounts, and expiration dates. Hiring an uninsured contractor creates personal liability if a worker is injured or property is damaged during the project.
Related Roofing Terms
→
Lien WaiverA signed document from a contractor or subcontractor waiving their right to file a mechanic's lien a...
→PermitAn official government authorization required by most municipalities before a roofing replacement or...
→Change OrderA written amendment to the original roofing contract documenting additional work, materials, or cost...
More Business & Contracts Terms
Get an Instant Roof Estimate
Now that you know what certificate of insurance means, put that knowledge to work. Enter your address to get a free satellite-based estimate and compare standardized quotes from pre-vetted local contractors.
Get My Free Estimate