Hail Damage on Roof
Address within 1–2 weeks to prevent further damage
Hail hit your roof? Learn how to identify hail damage, file an insurance claim, get a free inspection, and understand repair vs. replacement costs. Estimated repair cost: $500–$15,000. For a precise estimate based on your actual roof, get a free satellite quote at RoofVista.
Likely Causes
Hailstones 1"+ in diameter impact shingles hard enough to crack, dent, or dislodge granules
Metal flashing, vents, and gutters show dents even from smaller hail
Soft metals (aluminum gutters, lead pipe boots) are most susceptible to visible hail dents
How to Diagnose This Problem
- 1
Check soft metals first — dents on gutters, downspouts, or AC units confirm hail hit your property
- 2
Check shingles for circular dark spots with missing granules (hail bruises)
- 3
Run your hand over shingles — hail dents feel like a soft spot or slight depression
- 4
Check all sides of the roof — hail driven by wind may damage one slope more than others
- 5
Document everything with photos — close-ups of damage with a coin for scale are best for insurance
- 6
File your insurance claim within 1 year of the storm date (some states require sooner)
Estimated Repair Cost
$500 – $15,000
Typical repair range (varies by location and severity)
When to Replace Instead of Repair
Insurance typically covers full replacement if hail damage is widespread. A qualified inspector marking 8+ hits per 10x10 test square generally qualifies for a replacement claim. The insurance adjuster makes the final determination.
Materials Affected
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