Detailed Answer
Storm damage can be obvious or subtle. Knowing what to look for helps you identify damage quickly and file timely insurance claims.
Wind damage signs
- Missing shingles or shingle tabs
- Shingles lifted, bent, or creased at edges
- Ridge cap shingles displaced or missing
- Exposed underlayment (black or gray sheeting visible)
- Damaged or detached drip edge and flashing
- Siding or fascia torn away near the roof line
Hail damage signs
- Random circular dents or bruises on shingles
- Bare spots where granules were knocked off (dark patches)
- Cracked shingles (may not be visible from the ground)
- Dented gutters, downspouts, and metal flashing
- Dented vent covers, pipe boots, and satellite dishes
- Dings on your car, mailbox, or AC unit (confirms hail hit your property)
Fallen tree/debris damage signs
- Visible impact marks or punctures
- Cracked or broken shingles around impact site
- Displaced flashing
- Structural sagging near the impact
Interior signs of storm damage
- New water stains on ceilings or walls
- Active dripping during or after the storm
- Damp insulation in the attic
- Daylight visible through roof deck in the attic
- Musty smell in upper floors or attic
How to inspect safely
1. Wait until the storm fully passes 2. Inspect from the ground with binoculars first 3. Walk the perimeter looking for debris, shingle fragments, or granule piles 4. Check gutters and downspouts for granule accumulation 5. Inspect the attic from inside for new water stains or daylight 6. Hire a professional for roof-top inspection
Document and act quickly
- Photograph everything you see
- Note the date and type of storm
- Contact a roofer for a professional assessment within 1-2 weeks
- File an insurance claim if damage is found (typically within 1 year)